
The next step for a bettor after the Betgr8 app download apk and registering is to top up their gaming account. Betgr8 offers several methods for money transfers in Kenya, each with its own characteristics. M-Pesa dominates among Kenyan players, but Airtel Money and bank transfers also have their advantages. Let’s take a closer look at each method with specific figures and limits.
M-Pesa — The Main Method for Most
M-Pesa remains the primary method of account replenishment after downloading the Betgr8 app. According to data from the Betting Control and Licensing Board, over 80% of all bets in Kenya are placed through this service. The reason is simple: instant crediting and minimal requirements.
Key parameters of M-Pesa on Betgr8:
- Minimum deposit: 10 KES for regular top-ups, 25 KES to activate the Welcome Bonus;
- Maximum amount per transaction: 100,000 KES via the app, 150,000 KES via USSD;
- Crediting time: instant, the money appears in your balance within 3-5 seconds.
Betgr8 uses Paybill number 247979 to accept payments via M-Pesa. Deposits can be made in two ways: through the Betgr8 app itself (press the “Deposit” button, select the amount, enter your M-Pesa PIN) or manually through the M-Pesa menu (Lipa na M-Pesa → Pay Bill → 247979 → phone number as Account Number).
M-Pesa Fees
Safaricom charges a fixed commission for transactions. For a deposit of 1,000 KES, the commission is approximately 28 KES. Betgr8 does not add its own commissions for replenishment, but Safaricom also charges a percentage for withdrawals. For a withdrawal of 5,000 KES, the commission will be approximately 51 KES.
Important detail: to withdraw money from the Betgr8 app Kenya, you must deposit at least once via M-Pesa for an amount of 1 KES or more. This is a security requirement to prevent money laundering.
Airtel Money — An Alternative for Airtel Subscribers
Airtel Money is the second most popular payment method in Kenya. The Betgr8 app accepts deposits via Airtel under the same conditions as M-Pesa. The Paybill number for Airtel is 247979 (the same as for M-Pesa).
Airtel Money parameters:
- Minimum deposit: 10 KES;
- Maximum per transaction: 100,000 KES;
- Crediting time: instant.
Using the USSD code, follow these steps: dial *334# → select option 6 (Payments) → enter Paybill 247979 → enter your phone number as the Account Number → enter the amount → confirm with your Airtel Money PIN code.
Difference from M-Pesa
Airtel Money charges a slightly lower commission on some amounts. For a deposit of 1,000 KES, the commission is about 25 KES, compared to 28 KES for Safaricom. However, Airtel’s network coverage is weaker in rural areas, which can cause delays in transaction confirmation.
Another point is that Airtel Money sometimes lags behind in the speed of processing SMS confirmations. While M-Pesa sends confirmation in 2-3 seconds, Airtel can take up to 10-15 seconds, especially during peak hours.
Bank Transfers — For Large Amounts
If you have already figured out how to download the Betgr8 app, you may have noticed that the service also accepts direct bank transfers, although this method is used less frequently. It is suitable for those who want to deposit large amounts at once or do not have an active mobile wallet.
Features of bank transfers:
- Minimum amount: usually from 500 KES (depending on the bank);
- Maximum: limited only by bank limits, amounts above 150,000 KES can be deposited;
- Processing time: from 2 to 24 hours, depending on the bank and time of day.
The main disadvantage is the delay. While deposits via M-Pesa are credited instantly, bank transfers can take half a day. This is critical for live betting, when you need to top up your account right during the match.
Bank fees vary. Equity Bank charges around 50 KES for transfers up to 10,000 KES, KCB charges around 45 KES. Betgr8 does not charge additional fees for accepting bank transfers.
System Limits and Restrictions

Betgr8 app Kenya has set a minimum deposit of 10 KES, but you need to deposit 25 KES for the Welcome Bonus. When you deposit 101 KES or more, the Next Deposit Bonus is activated — up to 100 KES free bet.
The maximum deposit amount per transaction is 100,000 KES via the app. M-Pesa is systematically limited to 150,000 KES per transfer.
Withdrawals start at 50 KES for M-Pesa. Processing takes 1 to 24 hours, but in practice, most withdrawals take 2-4 hours.
Which Method to Choose
For most Betgr8 app players, M-Pesa remains the best option. Instant crediting, wide coverage and a familiar interface make it a universal solution. A commission of 28 KES for a deposit of 1,000 KES is an acceptable price for convenience.
Airtel Money is suitable for Airtel subscribers who want to save 3-5 KES on commission. The difference is small, but for active players who make 10-15 deposits per week, the savings can reach 50-70 KES per month.
Bank transfers only make sense for large deposits above 150,000 KES or for those who do not have a mobile wallet. The 2-24 hour delay makes them inconvenient for spontaneous bets.
Practical Tips
Save the Paybill number 247979 in your phone. When depositing via USSD, enter your phone number as the Account Number — this is standard practice for the Betgr8 app. If the deposit is not credited within 5 minutes, check your SMS from M-Pesa or Airtel — the transaction may have failed due to an incorrect PIN or insufficient funds.
Always use the same method for withdrawals as you used for deposits. This is a Betgr8 security requirement. If you topped up via M-Pesa, only withdraw to M-Pesa.